YOUR PRIVACY IS IMPORTANT TO US

Source One Financial Corp understands your privacy is important. We provide this notice in accordance with applicable state and federal laws and because you are a current or potential customer of one of the Source One Financial Corp companies. This notice will help you understand what types of nonpublic personal information – information about you that is not publicly available – we may collect, how we use it and how we protect your privacy.

SOURCE ONE FINANCIAL CORP’S PRIVACY POLICY HIGHLIGHTS

• We collect nonpublic personal information, including social security numbers or tax identification numbers, to process and administer our customers’ business.
• We have policies and procedures in place to protect nonpublic personal information, including social security numbers or tax identification numbers, about our customers.
• We do not sell nonpublic personal information about our customers to third parties, i.e., companies or individuals who are not affiliated with Source One Financial Corp.
• We do not disclose any nonpublic personal information about our customers to anyone, except as permitted by law or for which you have provided your consent.
• Our Privacy Policy applies to both current and former customers.

QUESTIONS AND ANSWERS that detail Source One Financial Corp’s Privacy Policy

What types of nonpublic personal information does Source One Financial Corp collect?

• Source One Financial Corp and its employees, representatives, agents and selected third parties as authorized by law may collect nonpublic personal information about our customers including, but not limited to:
  • Information provided to us, such as on applications or other forms
  • Information from others, such as credit reporting agencies, employers and federal and state agencies.
• The types of nonpublic personal information Source One Financial Corp collects vary according to the products or services provided and may include, for example: account balances, income, assets, insurance premiums, credit reports, including social security numbers or tax identification numbers, marital status and payment history.

What does Source One Financial Corp do to protect nonpublic personal information?

• We restrict access to nonpublic personal information, including social security numbers or tax identifications number, to those employees, agents, representatives or third parties who need to know the information to provide products and services to our customers.
• We have policies and procedures that give direction to our employees, and agents and representatives acting on our behalf, regarding how to protect and use nonpublic personal information, including social security numbers and tax identification numbers.
• We maintain physical, electronic and procedural measures to protect nonpublic personal information, including social security numbers or tax identification numbers.

With whom does Source One Financial Corp share nonpublic personal information, and why?

• We do not share nonpublic personal information about our customers with anyone, including other Source One Financial Corp companies or third parties, except as permitted by law or with companies for which you have provided your consent.
• If we have a preexisting business relationship with you, we may contact you about products offered by our affiliates. In these instances, we do not share nonpublic information with these affiliates.
• Examples of the types of companies and individuals to whom we may disclose nonpublic personal information include banks, attorneys, trustees, third-party administrators, insurance agents, insurance companies, insurance support organizations, credit reporting agencies, registered brokers/dealers, auditors, regulators, transfer agents and reinsurers.

Does Source One Financial Corp’s Privacy Policy apply to its agents and representatives?

• Source One Financial Corp’s Privacy Policy applies, to the extent required by law, to its agents and representatives when they are acting on behalf of Source One Financial Corp.
• Please note: There may be instances when these same agents and representatives may not be acting on behalf of Source One Financial Corp, in which case they may collect nonpublic personal information on their own behalf or on behalf of another. In these instances, Source One Financial Corp’s Privacy Policy would not apply and the agent or representative should provide you with a privacy notice from other entities which they may represent.

Does Source One Financial Corp share SMS consent with third parties?

• SMS consent is not shared with third parties for marketing purposes.